New home loan scheme

Here are some new home loan schemes that have been introduced or are being considered:

  1. Housing for All by 2022: This scheme aims to provide affordable housing to all by 2022. The government has allocated Rs. 4.88 lakh crore for this scheme.
  2. Pradhan Mantri Awas Yojana (PMAY): This scheme was launched in 2015 to provide affordable housing to low-income groups. The government has extended the scheme till 2022.
  3. Interest Subsidy Scheme for Low-Income Groups (LIG): This scheme provides an interest subsidy of 6.5% per annum to LIG borrowers for a period of 20 years.
  4. Credit Linked Subsidy Scheme (CLSS): This scheme provides a subsidy of 6.5% per annum to borrowers who are eligible for PMAY. The subsidy is available for a period of 20 years.
  5. Housing Loan Scheme for Defence Personnel: This scheme provides a concession of 0.5% on the interest rate for defence personnel.
  6. Housing Loan Scheme for Central Government Employees: This scheme provides a concession of 0.5% on the interest rate for central government employees.
  7. National Housing Bank (NHB) Scheme: This scheme provides a concession of 0.5% on the interest rate for borrowers who are eligible for PMAY.
  8. Housing Finance Companies (HFCs) Scheme: This scheme provides a concession of 0.5% on the interest rate for borrowers who are eligible for PMAY.
  9. Pradhan Mantri Shakti Scheme: This scheme provides a concession of 0.5% on the interest rate for women borrowers.
  10. Housing Loan Scheme for Self-Employed Individuals: This scheme provides a concession of 0.5% on the interest rate for self-employed individuals.
  11. Housing Loan Scheme for Non-Resident Indians (NRIs): This scheme provides a concession of 0.5% on the interest rate for NRIs.
  12. Housing Loan Scheme for Senior Citizens: This scheme provides a concession of 0.5% on the interest rate for senior citizens.
  13. Housing Loan Scheme for People with Disabilities: This scheme provides a concession of 0.5% on the interest rate for people with disabilities.
  14. Housing Loan Scheme for Low-Income Groups (LIG) in Urban Areas: This scheme provides a concession of 0.5% on the interest rate for LIG borrowers in urban areas.
  15. Housing Loan Scheme for Economically Weaker Sections (EWS): This scheme provides a concession of 0.5% on the interest rate for EWS borrowers.

These are some of the new home loan schemes that have been introduced or are being considered. The schemes may vary depending on the lender and the borrower's eligibility.