Dcu bank new account open

Here's a step-by-step guide to opening a new account with DCU Bank:

Eligibility: Before opening an account, ensure you meet DCU Bank's eligibility criteria:

  1. You must be at least 18 years old.
  2. You must be a U.S. citizen or a resident alien.
  3. You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

Required Documents:

  1. Government-issued ID (driver's license, state ID, or passport).
  2. Proof of address (utility bill, lease agreement, or bank statement).
  3. Social Security number or ITIN.

Online Application:

  1. Go to DCU Bank's website (www.dcu.org) and click on "Open an Account" at the top right corner.
  2. Select the type of account you want to open (e.g., Checking, Savings, Money Market, or CD).
  3. Fill out the online application form, providing the required information and uploading the necessary documents.
  4. Review and agree to the terms and conditions.
  5. Submit the application.

In-Person Application:

  1. Visit a DCU Bank branch near you.
  2. Bring the required documents (listed above).
  3. Meet with a representative to complete the application.
  4. Review and sign the application.
  5. Receive your account information and debit card (if applicable).

Additional Tips:

  1. You can also open an account by phone by calling DCU Bank's customer service at (800) 253-8667.
  2. If you're a student, you may be eligible for a special student account with lower fees and higher interest rates.
  3. DCU Bank offers a range of account options, including checking, savings, and money market accounts, as well as CDs and IRAs.
  4. You can fund your new account with an initial deposit, which can be made online, by phone, or in-person.

Fees and Requirements:

  1. Minimum balance requirements: Vary by account type, but typically range from $100 to $1,000.
  2. Monthly maintenance fees: Vary by account type, but can be waived with a minimum balance or by setting up direct deposit.
  3. Overdraft fees: Apply if you overdraft your account, with fees ranging from $25 to $35.
  4. ATM fees: DCU Bank offers free ATM access at over 30,000 ATMs nationwide, but may charge a fee for non-DCU Bank ATMs.

Remember to review DCU Bank's terms and conditions, as well as any fees associated with your new account, before opening.