Bank with instant availability of funds in new york

Here are some banks in New York that offer instant availability of funds:

1. Chase Bank: Chase offers same-day access to deposited funds through their "Same-Day Deposit" service. You can deposit cash or checks at a Chase branch, and the funds will be available in your account by the end of the same business day.
2. Citibank: Citibank offers "Next-Day Availability" on deposits made before 8:00 PM ET. This means that if you deposit cash or checks at a Citibank branch, the funds will be available in your account the next business day.
3. Bank of America: Bank of America offers "Next-Day Availability" on deposits made before 8:00 PM ET. You can deposit cash or checks at a Bank of America branch, and the funds will be available in your account the next business day.
4. Wells Fargo: Wells Fargo offers "Next-Day Availability" on deposits made before 8:00 PM ET. You can deposit cash or checks at a Wells Fargo branch, and the funds will be available in your account the next business day.
5. Capital One 360: Capital One 360 offers instant access to deposited funds through their "No-Fee Checking" account. You can deposit cash or checks at a Capital One 360 branch, and the funds will be available in your account immediately.
6. TD Bank: TD Bank offers "Next-Day Availability" on deposits made before 8:00 PM ET. You can deposit cash or checks at a TD Bank branch, and the funds will be available in your account the next business day.
7. PNC Bank: PNC Bank offers "Next-Day Availability" on deposits made before 8:00 PM ET. You can deposit cash or checks at a PNC Bank branch, and the funds will be available in your account the next business day.
8. HSBC Bank: HSBC Bank offers "Next-Day Availability" on deposits made before 8:00 PM ET. You can deposit cash or checks at an HSBC Bank branch, and the funds will be available in your account the next business day.

Please note that these banks may have specific requirements or restrictions for same-day or next-day availability, such as:

• Deposits must be made in person at a branch
• Deposits must be made before a certain time (e.g. 8:00 PM ET)
• Deposits must be made using a specific type of deposit (e.g. cash, checks)
• You must have a specific type of account (e.g. checking, savings)

It's always a good idea to check with your bank directly to confirm their policies and requirements for instant availability of funds.