Standard chartered new account

Here's an overview of the Standard Chartered new account:

Types of Accounts:

Standard Chartered offers a range of personal banking accounts, including:

  1. Current Account: A current account is designed for individuals who need to manage their daily finances, pay bills, and receive regular income.
  2. Savings Account: A savings account is designed for individuals who want to save money and earn interest.
  3. Student Account: A student account is designed for students who want to manage their finances while studying.
  4. Premier Account: A premier account is designed for high-net-worth individuals who want to enjoy exclusive benefits and rewards.

Features and Benefits:

Here are some of the key features and benefits of a Standard Chartered new account:

  1. Free Debit Card: You'll receive a free debit card with your new account, which can be used to make purchases and withdraw cash.
  2. Mobile Banking: You can manage your account on-the-go using the Standard Chartered mobile banking app.
  3. Online Banking: You can access your account online and perform transactions, pay bills, and transfer funds.
  4. Cheque Book: You'll receive a cheque book with your new account, which can be used to make payments.
  5. Interest Earning: Some accounts earn interest, which can help your money grow over time.
  6. Insurance Coverage: Some accounts come with insurance coverage, which can provide financial protection in case of unexpected events.
  7. Rewards and Benefits: Premier account holders can enjoy exclusive rewards and benefits, such as travel insurance, concierge services, and more.

Requirements:

To open a new account with Standard Chartered, you'll typically need to provide the following documents:

  1. ID Proof: A valid government-issued ID, such as a passport, driver's license, or national ID card.
  2. Address Proof: A utility bill or bank statement that shows your address.
  3. Proof of Income: A recent payslip or employment contract that shows your income.
  4. Proof of Education: A degree certificate or transcript that shows your educational qualifications (for student accounts).

Fees and Charges:

Here are some of the fees and charges you may need to pay when opening and maintaining a Standard Chartered account:

  1. Account Opening Fee: A one-time fee that may be charged when opening a new account.
  2. Monthly Maintenance Fee: A monthly fee that may be charged for maintaining an account.
  3. Transaction Fees: Fees may be charged for certain transactions, such as ATM withdrawals or online transactions.
  4. Overdraft Fees: Fees may be charged if you exceed your overdraft limit.

How to Open an Account:

To open a new account with Standard Chartered, you can:

  1. Visit a Branch: Visit a Standard Chartered branch near you and speak with a representative.
  2. Online Application: Fill out an online application form on the Standard Chartered website.
  3. Mobile Application: Download the Standard Chartered mobile banking app and apply for an account through the app.

Remember to carefully review the terms and conditions of the account before opening it, and make sure you understand the fees and charges associated with the account.