Lagos health insurance scheme for retirees
The Lagos State Health Insurance Scheme (LSHIS) is a health insurance program designed to provide healthcare coverage to residents of Lagos State, including retirees. Here are some key details about the scheme:
Eligibility:
- Retirees from the Lagos State Public Service, including those from the Local Government Areas (LGAs) and Local Council Development Areas (LCDAs)
- Retirees from private organizations with a minimum of 10 years of service
- Spouses and children of eligible retirees
Benefits:
- Inpatient care: coverage for hospitalization, surgery, and other medical procedures
- Outpatient care: coverage for doctor's visits, laboratory tests, and medication
- Maternity care: coverage for prenatal, delivery, and postnatal care
- Dental care: coverage for routine dental check-ups and procedures
- Optical care: coverage for eye exams and glasses
- Chronic disease management: coverage for management of chronic conditions such as diabetes, hypertension, and asthma
Premiums:
- Retirees pay a premium of 10% of their monthly pension, with a minimum of N5,000 and a maximum of N20,000 per month
- Spouses and children pay a premium of 5% of their monthly pension, with a minimum of N2,500 and a maximum of N10,000 per month
Enrollment:
- Eligible retirees can enroll in the scheme by submitting an application form and providing required documents, including proof of retirement, pension certificate, and identification documents
- Enrollment is usually done through the Lagos State Health Insurance Scheme office or designated enrollment centers
Network of Healthcare Providers:
- The scheme has a network of healthcare providers, including public and private hospitals, clinics, and diagnostic centers
- Retirees can access healthcare services at any of the participating healthcare providers
Other Benefits:
- Free health check-ups and screenings
- Discounts on medical bills
- Access to a 24-hour emergency response service
- Access to a health education program
Contact Information:
- Lagos State Health Insurance Scheme
- Address: 1st Floor, Block 12, Alausa, Ikeja, Lagos
- Phone: 08033033333, 08033033344
- Email: [email protected]
It's essential to note that the Lagos State Health Insurance Scheme for retirees is subject to change, and retirees should check with the scheme or their pension administrators for the most up-to-date information.