Health insurance for new immigrants in ontario

As a new immigrant to Ontario, you may be eligible for health insurance coverage through the Ontario Health Insurance Plan (OHIP). Here are some key points to help you understand the process:

Eligibility:

• You must be a permanent resident of Canada or a protected person under the Immigration and Refugee Protection Act.
• You must have lived in Ontario for at least 153 days in the 12 months immediately before the date you apply for coverage.
• You must not be eligible for coverage under another provincial or territorial health insurance plan.

Application Process:

1. Apply for a Health Card: You can apply for a Health Card (OHIP card) at a ServiceOntario centre or by mail. You will need to provide proof of identity, immigration documents, and proof of Ontario residency.
2. Wait for Processing: It may take several weeks to process your application. You will receive a Health Card once your application is approved.

Coverage:

• OHIP covers most medical services, including doctor visits, hospital stays, and surgeries.
• You are covered for services provided by a doctor, nurse practitioner, or other healthcare provider.
• You are also covered for services provided in a hospital, including emergency department visits.

What's Not Covered:

• Services provided by a private doctor or clinic (you may need to pay out-of-pocket for these services).
• Services not medically necessary (e.g., cosmetic procedures).
• Services provided outside of Ontario (you may need to pay out-of-pocket for these services).

Additional Options:

• Private Health Insurance: You may want to consider purchasing private health insurance to cover services not covered by OHIP or to supplement your coverage.
• Employer-Sponsored Insurance: If you have a job in Ontario, your employer may offer group health insurance coverage.

Tips and Resources:

• Apply for OHIP as soon as possible to ensure you have coverage for any unexpected medical expenses.
• Keep your Health Card and other important documents in a safe and accessible place.
• Contact ServiceOntario or a local health unit if you have questions or concerns about your coverage.
• The Ontario Ministry of Health and Long-Term Care website provides more information on OHIP and health insurance in Ontario.

Additional Resources:

• ServiceOntario: www.ontario.ca/page/serviceontario
• Ontario Ministry of Health and Long-Term Care: www.health.gov.on.ca
• Ontario Health Insurance Plan (OHIP): www.ontario.ca/page/ohip

I hope this information helps you navigate the process of obtaining health insurance as a new immigrant in Ontario!