Foreclosures new haven ct

Here are some resources and information on foreclosures in New Haven, CT:

Foreclosure Listings:

  1. Zillow: Zillow offers a comprehensive list of foreclosures in New Haven, CT, including photos, prices, and details.
  2. RealtyTrac: RealtyTrac is a well-known website that provides foreclosure listings, including pre-foreclosures, foreclosures, and bank-owned properties.
  3. Foreclosure.com: Foreclosure.com offers a wide range of foreclosure listings, including homes, condos, and commercial properties.
  4. CT.gov: The official website of the State of Connecticut provides a list of foreclosed properties available for purchase through the Connecticut Housing Finance Authority (CHFA).

Foreclosure Process:

  1. Pre-Foreclosure: The lender sends a notice of default to the borrower, indicating that they are in default on their mortgage payments.
  2. Foreclosure: The lender files a lawsuit to foreclose on the property, and a court-appointed referee takes possession of the property.
  3. Auction: The property is sold at a public auction to the highest bidder.
  4. Bank-Owned: If the property does not sell at auction, it becomes bank-owned and is typically listed with a real estate agent.

Foreclosure Statistics:

  1. According to RealtyTrac, New Haven, CT had 1,444 foreclosure filings in 2020, which is a 14% decrease from 2019.
  2. The median sales price of foreclosed homes in New Haven, CT is around $140,000, according to Zillow.

Foreclosure Prevention:

  1. Connecticut Housing Finance Authority (CHFA): CHFA offers foreclosure prevention programs, including loan modifications, forbearance, and mortgage counseling.
  2. National Foundation for Credit Counseling (NFCC): NFCC is a non-profit organization that provides mortgage counseling and foreclosure prevention services.
  3. Local non-profits: Organizations such as the New Haven Housing Authority and the Connecticut Fair Housing Center offer foreclosure prevention services and counseling.

Foreclosure-Related Services:

  1. Real estate agents: Many real estate agents specialize in foreclosures and can help you navigate the process.
  2. Attorneys: Foreclosure attorneys can help you with foreclosure-related legal issues, such as negotiating with lenders or representing you in court.
  3. Home inspectors: Home inspectors can help you assess the condition of a foreclosed property before you purchase it.

Remember to always do your research and work with reputable professionals when dealing with foreclosures in New Haven, CT.