Compare religare and new india health insurance
Religare Health Insurance and New India Assurance are two popular health insurance companies in India. Here's a comparison of their features, benefits, and policies:
Key Features:
Religare Health Insurance:
- Founded in 2006
- Headquartered in Gurgaon, Haryana
- Offers a range of health insurance policies, including individual, family, and group plans
- Has a network of over 4,000 hospitals across India
- Offers cashless hospitalization and reimbursement options
New India Assurance:
- Founded in 1919
- Headquartered in Mumbai, Maharashtra
- Offers a range of health insurance policies, including individual, family, and group plans
- Has a network of over 6,000 hospitals across India
- Offers cashless hospitalization and reimbursement options
Policy Options:
Religare Health Insurance:
- Religare Health Insurance offers a range of policies, including:
- Religare Health Insurance Policy: A comprehensive health insurance policy that covers hospitalization expenses, doctor's fees, and other medical expenses.
- Religare Critical Illness Policy: A policy that provides coverage for critical illnesses such as cancer, heart attack, and stroke.
- Religare Personal Accident Policy: A policy that provides coverage for accidental injuries and death.
New India Assurance:
- New India Assurance offers a range of policies, including:
- New India Health Guard Policy: A comprehensive health insurance policy that covers hospitalization expenses, doctor's fees, and other medical expenses.
- New India Critical Illness Policy: A policy that provides coverage for critical illnesses such as cancer, heart attack, and stroke.
- New India Personal Accident Policy: A policy that provides coverage for accidental injuries and death.
Premiums:
Religare Health Insurance:
- Premiums vary depending on the policy and the individual's age, health, and other factors.
- For example, a 30-year-old individual can expect to pay around ₹5,000-₹10,000 per year for a basic health insurance policy.
New India Assurance:
- Premiums vary depending on the policy and the individual's age, health, and other factors.
- For example, a 30-year-old individual can expect to pay around ₹3,000-₹6,000 per year for a basic health insurance policy.
Coverage:
Religare Health Insurance:
- Religare Health Insurance offers coverage for a range of medical expenses, including:
- Hospitalization expenses
- Doctor's fees
- Medicines and treatments
- Critical illnesses such as cancer, heart attack, and stroke
- Personal accidents and injuries
New India Assurance:
- New India Assurance offers coverage for a range of medical expenses, including:
- Hospitalization expenses
- Doctor's fees
- Medicines and treatments
- Critical illnesses such as cancer, heart attack, and stroke
- Personal accidents and injuries
Network Hospitals:
Religare Health Insurance:
- Religare Health Insurance has a network of over 4,000 hospitals across India, including:
- Government hospitals
- Private hospitals
- Specialty hospitals
New India Assurance:
- New India Assurance has a network of over 6,000 hospitals across India, including:
- Government hospitals
- Private hospitals
- Specialty hospitals
Claims Process:
Religare Health Insurance:
- Religare Health Insurance has a claims process that includes:
- Pre-authorization: The insurance company must pre-authorize the hospitalization before it can be covered.
- Cashless hospitalization: The insurance company pays the hospital directly, eliminating the need for reimbursement.
- Reimbursement: The insurance company reimburses the policyholder for medical expenses after the hospitalization.
New India Assurance:
- New India Assurance has a claims process that includes:
- Pre-authorization: The insurance company must pre-authorize the hospitalization before it can be covered.
- Cashless hospitalization: The insurance company pays the hospital directly, eliminating the need for reimbursement.
- Reimbursement: The insurance company reimburses the policyholder for medical expenses after the hospitalization.
Customer Service:
Religare Health Insurance:
- Religare Health Insurance has a customer service team that is available 24/7 to assist with claims, policy changes, and other inquiries.
New India Assurance:
- New India Assurance has a customer service team that is available 24/7 to assist with claims, policy changes, and other inquiries.
Ratings and Reviews:
Religare Health Insurance:
- Religare Health Insurance has a rating of 4.5 out of 5 stars on various review platforms, including Google and Trustpilot.
New India Assurance:
- New India Assurance has a rating of 4.5 out of 5 stars on various review platforms, including Google and Trustpilot.
Conclusion:
Both Religare Health Insurance and New India Assurance offer a range of health insurance policies and coverage options. While Religare Health Insurance has a slightly larger network of hospitals, New India Assurance has a more extensive range of policy options. Ultimately, the choice between the two companies will depend on your individual needs and preferences. It's recommended to compare the policies and premiums of both companies before making a decision.