Chime bank in new york city
Chime Bank is a digital bank that offers a range of financial services, including checking and savings accounts, debit cards, and mobile banking apps. Here are some details about Chime Bank in New York City:
Branches: Chime Bank does not have physical branches in New York City. As a digital bank, Chime operates entirely online and does not have a physical presence.
ATM Network: Chime Bank has a network of over 38,000 fee-free ATMs across the United States, including many in New York City. You can use Chime's ATM locator tool to find a nearby ATM.
Mobile Banking App: Chime's mobile banking app is available for download on both iOS and Android devices. The app allows you to manage your accounts, transfer funds, pay bills, and more.
Services: Chime Bank offers a range of services, including:
- Checking accounts with no monthly fees, overdraft fees, or minimum balance requirements
- Savings accounts with a competitive interest rate
- Debit cards with no foreign transaction fees
- Mobile deposit and bill pay
- Budgeting and financial tracking tools
Fees: Chime Bank does not charge many of the fees that traditional banks charge, including:
- Monthly maintenance fees
- Overdraft fees
- ATM fees (except for international ATMs)
- Foreign transaction fees
However, Chime does charge a few fees, including:
- A $2.50 fee for out-of-network ATM withdrawals
- A $4.95 fee for paper statements
- A $30 fee for overdrafts that are not covered by your available balance
Reviews: Chime Bank has generally positive reviews from customers, with many praising the bank's user-friendly app, low fees, and convenient services. However, some customers have reported issues with customer service and account management.
Overall, Chime Bank is a good option for individuals who want a low-fee, digital banking experience with a range of convenient services. However, if you prefer to bank in person or need access to a physical branch, you may want to consider a different bank.