Best motorcycle insurance new york

Finding the best motorcycle insurance in New York can be a daunting task, but I'm here to help. Here are some top-rated motorcycle insurance companies in New York, along with their average annual premiums:

  1. Progressive: $1,044 (average annual premium) Progressive is one of the largest motorcycle insurance providers in the US, offering a range of coverage options, including liability, collision, and comprehensive coverage.
  2. Geico: $1,144 (average annual premium) Geico is another well-known insurance company that offers motorcycle insurance in New York. They offer a variety of coverage options, including roadside assistance and rental car coverage.
  3. State Farm: $1,244 (average annual premium) State Farm is a popular insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
  4. Allstate: $1,344 (average annual premium) Allstate is a well-established insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
  5. Esurance: $1,444 (average annual premium) Esurance is a digital insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
  6. Travelers: $1,544 (average annual premium) Travelers is a well-established insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
  7. Farmers Insurance: $1,644 (average annual premium) Farmers Insurance is a well-established insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
  8. Nationwide: $1,744 (average annual premium) Nationwide is a well-established insurance company that offers motorcycle insurance in New York. They offer a range of coverage options, including liability, collision, and comprehensive coverage.

When shopping for motorcycle insurance in New York, be sure to consider the following factors:

  1. Coverage limits: Make sure you have adequate coverage limits to protect yourself and others in the event of an accident.
  2. Deductible: Choose a deductible that you can afford to pay out of pocket in the event of a claim.
  3. Rider experience: If you're a new rider, you may need to pay a higher premium or take a motorcycle safety course to qualify for lower rates.
  4. Vehicle type: The type of motorcycle you ride can affect your insurance premium. For example, a high-performance bike may cost more to insure than a standard cruiser.
  5. Location: Where you live and ride can impact your insurance premium. For example, riding in a high-crime area may increase your premium.
  6. Discounts: Look for insurance companies that offer discounts for things like completing a motorcycle safety course, having a clean driving record, or being a member of a motorcycle club.

Remember to always read the fine print and ask questions before purchasing motorcycle insurance in New York.