Best credit cards for new graduates

Congratulations on your recent graduation! As a new graduate, you're likely looking for credit cards that offer rewards, benefits, and low fees. Here are some of the best credit cards for new graduates:

  1. Citi ThankYou Preferred Card:
    • No annual fee
    • 2% cashback on dining and entertainment, 1% cashback on all other purchases
    • 0% intro APR for 12 months on purchases and balance transfers
  2. Capital One Quicksilver Cash Rewards Credit Card:
    • No annual fee
    • 1.5% cashback on all purchases, with no rotating categories or spending limits
    • 0% intro APR for 15 months on purchases and balance transfers
  3. Discover it Cash Back:
    • No annual fee
    • 5% cashback on various categories throughout the year, such as gas stations, grocery stores, and restaurants
    • 1% cashback on all other purchases
    • 0% intro APR for 14 months on purchases and balance transfers
  4. Chase Freedom Unlimited:
    • No annual fee
    • 3% cashback on all purchases in your first year up to $20,000 spent, and 1.5% cashback on all other purchases
    • 0% intro APR for 15 months on purchases and balance transfers
  5. Bank of America Cash Rewards credit card:
    • No annual fee
    • 3% cashback on gas, 2% cashback on groceries, and 1% cashback on all other purchases
    • 0% intro APR for 12 months on purchases and balance transfers
  6. Wells Fargo Propel American Express Card:
    • No annual fee
    • 3% cashback on dining, 2% cashback on gas, and 1% cashback on all other purchases
    • 0% intro APR for 12 months on purchases and balance transfers
  7. Barclays Arrival Plus World Elite Mastercard:
    • No annual fee for the first year, then $89
    • 2X miles on all purchases, with no rotating categories or spending limits
    • 0% intro APR for 12 months on purchases and balance transfers

When choosing a credit card, consider the following factors:

  1. Rewards: Do you prefer cashback, travel points, or other rewards?
  2. Fees: Look for cards with no annual fee or low fees.
  3. Interest rate: If you plan to carry a balance, choose a card with a low interest rate.
  4. Introductory offers: Take advantage of 0% intro APRs or sign-up bonuses.
  5. Credit score: If you have a limited credit history, consider a card that doesn't require a credit check or offers a credit-building program.

Remember to always read the terms and conditions before applying for a credit card, and use it responsibly to build a strong credit history.