Best credit cards for businesses in new zealand

Here are some of the best credit cards for businesses in New Zealand, considering factors such as rewards, fees, interest rates, and benefits:

  1. ANZ Business Visa Card:
    • Rewards: 1% cashback on all purchases, up to $1,000 per month
    • Fees: $55 annual fee, 2.25% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Purchase protection, travel insurance, and concierge service
  2. Westpac Business Credit Card:
    • Rewards: 1% cashback on all purchases, up to $1,000 per month
    • Fees: $55 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Purchase protection, travel insurance, and business tools
  3. ASB Business Visa Card:
    • Rewards: 1% cashback on all purchases, up to $1,000 per month
    • Fees: $55 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Purchase protection, travel insurance, and business tools
  4. BNZ Business Visa Card:
    • Rewards: 1% cashback on all purchases, up to $1,000 per month
    • Fees: $55 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Purchase protection, travel insurance, and business tools
  5. Kiwibank Business Visa Card:
    • Rewards: 1% cashback on all purchases, up to $1,000 per month
    • Fees: $0 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Purchase protection, travel insurance, and business tools
  6. American Express Business Card:
    • Rewards: 1.5 points per dollar spent, with no cap
    • Fees: $195 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Travel insurance, purchase protection, and exclusive events
  7. Diners Club Business Card:
    • Rewards: 1.5 points per dollar spent, with no cap
    • Fees: $195 annual fee, 2.5% foreign transaction fee
    • Interest rate: 20.95% p.a.
    • Benefits: Travel insurance, purchase protection, and exclusive events

When choosing a credit card for your business, consider the following factors:

  1. Rewards: Do you want cashback, points, or travel rewards?
  2. Fees: Are you willing to pay an annual fee for benefits and rewards?
  3. Interest rate: Will you need to carry a balance, and if so, what's the interest rate?
  4. Benefits: Do you need purchase protection, travel insurance, or business tools?
  5. Foreign transaction fees: Will you be making international transactions, and if so, what's the fee?

Remember to always read the terms and conditions before applying for a credit card, and consider your business's specific needs and financial situation.