Best car insurance for new drivers
As a new driver, it's essential to find the best car insurance that suits your needs and budget. Here are some tips and recommendations to help you get started:
Tips for new drivers:
- Shop around: Compare quotes from multiple insurance companies to find the best rates.
- Consider a usage-based insurance: Some insurers offer discounts for new drivers who drive safely and within certain limits.
- Add a named driver: If you have a parent or guardian with a good driving record, consider adding them as a named driver to your policy.
- Choose a higher deductible: A higher deductible can lower your premium, but make sure you can afford to pay it if you need to make a claim.
- Take advantage of discounts: Look for discounts for things like good grades, completing a driver's education course, or being a student.
Best car insurance for new drivers:
- Geico: Geico offers a "Teen Driver" program that allows parents to monitor their teen's driving habits and provides a discount for safe driving.
- State Farm: State Farm offers a "Steer Clear" program that provides a discount for new drivers who complete a driver's education course and maintain a good driving record.
- Progressive: Progressive offers a "Snapshot" program that uses a small device to track your driving habits and provides a discount for safe driving.
- Allstate: Allstate offers a "Drivewise" program that provides a discount for safe driving and allows you to track your driving habits.
- Esurance: Esurance offers a "DriveSafe" program that provides a discount for safe driving and allows you to track your driving habits.
- USAA: USAA offers a "SafePilot" program that provides a discount for safe driving and allows you to track your driving habits.
- Farmers Insurance: Farmers Insurance offers a "Teen Driver" program that provides a discount for new drivers who complete a driver's education course and maintain a good driving record.
Average rates for new drivers:
- Geico: $1,400 - $2,000 per year
- State Farm: $1,500 - $2,500 per year
- Progressive: $1,600 - $2,800 per year
- Allstate: $1,700 - $3,000 per year
- Esurance: $1,800 - $3,200 per year
- USAA: $1,900 - $3,400 per year
- Farmers Insurance: $2,000 - $3,500 per year
Keep in mind that these are just estimates, and your actual rates may vary depending on your location, vehicle, and other factors. It's always a good idea to shop around and compare quotes from multiple insurance companies to find the best rate for your needs.