Bb&t bank funds availability new account
BB&T Bank, now known as Truist Bank, offers a standard funds availability policy for new accounts. Here's an overview:
Funds Availability Policy:
- For new accounts, BB&T Bank typically makes funds available on the first business day after the day of deposit.
- For deposits made in person, at an ATM, or through the mobile banking app, the funds are usually available immediately.
- For deposits made by mail, the funds are typically available on the first business day after the day of deposit.
- For deposits made through wire transfer, the funds are usually available immediately.
Exceptions:
- Cash deposits made at an ATM may take up to 2 business days to become available.
- Deposits made at a non-BB&T Bank ATM may take up to 5 business days to become available.
- Deposits made through wire transfer from another financial institution may take up to 2 business days to become available.
- Deposits made in the form of a check may take up to 10 business days to become available.
Business Days:
- For the purpose of determining funds availability, a business day is defined as a day on which BB&T Bank is open for business, excluding Saturdays, Sundays, and federal holidays.
Funds Availability Disclosure:
- BB&T Bank provides a Funds Availability Disclosure to customers at the time of account opening, which outlines the bank's funds availability policy and any exceptions.
Contact Information:
- If you have any questions or concerns about BB&T Bank's funds availability policy, you can contact their customer service department at (800) 226-5228 or visit their website at www.truist.com.
Please note that funds availability policies may be subject to change, and it's always a good idea to review your account agreement or contact the bank directly for the most up-to-date information.