Aspiration bank in new york
Aspiration Bank is a digital bank that offers a range of financial products and services, including checking and savings accounts, credit cards, and investment products. Here are some key features and benefits of Aspiration Bank in New York:
Checking and Savings Accounts:
- Aspiration Bank offers a single checking account with no monthly maintenance fees, no minimum balance requirements, and no overdraft fees.
- The account comes with a debit card and mobile banking app.
- Aspiration Bank also offers a savings account with a competitive interest rate and no fees.
Credit Cards:
- Aspiration Bank offers a cashback credit card with 1% cashback on all purchases, with no annual fee.
- The credit card also offers 0% APR for 12 months on purchases and balance transfers.
Investment Products:
- Aspiration Bank offers a range of investment products, including individual stocks, ETFs, and mutual funds.
- The bank also offers a robo-advisor service that allows customers to invest in a diversified portfolio with minimal effort.
Benefits:
- Aspiration Bank is a socially responsible bank that donates a portion of its profits to charitable causes.
- The bank also offers a range of financial education resources and tools to help customers manage their finances.
- Aspiration Bank has a mobile banking app that allows customers to manage their accounts on the go.
Fees:
- Aspiration Bank has no monthly maintenance fees, no minimum balance requirements, and no overdraft fees.
- The bank also offers a range of fee-free ATMs and a fee-free debit card.
Locations:
- Aspiration Bank is an online bank, which means it does not have physical branches. However, customers can access their accounts and conduct transactions online or through the mobile banking app.
Customer Service:
- Aspiration Bank offers 24/7 customer support through phone, email, and online chat.
- The bank also has a comprehensive FAQ section and a community forum where customers can ask questions and share knowledge.
Overall, Aspiration Bank is a digital bank that offers a range of financial products and services with competitive fees and benefits. Its socially responsible approach and commitment to financial education make it a great option for customers looking for a bank that aligns with their values.