Ally bank new york
Ally Bank is a well-known online bank that offers a range of financial products and services. Here are some key features and benefits of Ally Bank in New York:
Products and Services:
- Checking Accounts: Ally Interest Checking and Ally Interest Checking for Business offer competitive interest rates, no monthly maintenance fees, and mobile deposit capabilities.
- Savings Accounts: Ally Online Savings Account and Ally High Yield Savings Account offer high-yield interest rates, no minimum balance requirements, and FDIC insurance up to $250,000.
- Certificates of Deposit (CDs): Ally offers a range of CD terms, from 3 months to 5 years, with competitive interest rates and FDIC insurance.
- Mortgages: Ally offers a range of mortgage products, including fixed-rate and adjustable-rate mortgages, with competitive rates and low fees.
- Investments: Ally Invest (formerly TradeKing) offers online trading, investment advice, and retirement accounts.
Benefits:
- Online Banking: Ally Bank is an online bank, which means you can manage your accounts, transfer funds, and pay bills online or through the mobile app.
- No Fees: Ally Bank has no monthly maintenance fees, no ATM fees, and no wire transfer fees.
- High-Yield Interest Rates: Ally Bank offers competitive interest rates on its savings and CD products.
- FDIC Insurance: Ally Bank is FDIC-insured, which means your deposits are insured up to $250,000.
- 24/7 Customer Support: Ally Bank offers 24/7 customer support through phone, email, and online chat.
Branches and ATMs:
Ally Bank is an online bank, which means it doesn't have physical branches in New York or any other state. However, Ally Bank has a network of over 43,000 no-fee ATMs across the country, including ATMs from Allpoint, MoneyPass, and Visa.
Reviews and Ratings:
Ally Bank has generally positive reviews and ratings from customers and financial experts. It has a 4.5-star rating on the Better Business Bureau (BBB) website and a 4.5-star rating on the Trustpilot website.
Overall, Ally Bank is a great option for individuals and businesses looking for online banking services with competitive interest rates, no fees, and 24/7 customer support.