Access bank reports n459 08bn gross earnings
According to the Access Bank Plc's 2020 Annual Report and Financial Statements, the bank's gross earnings for the year ended December 31, 2020, was N459.08 billion.
Here is the breakdown of the bank's gross earnings for the year:
- Gross Interest Income: N242.41 billion
- Non-Interest Income: N216.67 billion
- Total Gross Earnings: N459.08 billion
The bank's gross earnings for the year 2020 represents a 14.1% increase compared to the N402.35 billion recorded in the previous year.
Here is a summary of the bank's financial performance for the year 2020:
- Gross Earnings: N459.08 billion
- Profit Before Tax (PBT): N123.41 billion
- Profit After Tax (PAT): N93.41 billion
- Earnings Per Share (EPS): N2.43
- Return on Equity (ROE): 14.1%
The bank's financial performance for the year 2020 was driven by strong growth in its interest income, driven by an increase in its loan book and a rise in interest rates. The bank also recorded a significant increase in its non-interest income, driven by growth in its fees and commissions income.
It's worth noting that the bank's financial performance for the year 2020 was impacted by the COVID-19 pandemic, which led to a decline in economic activity and a rise in non-performing loans. However, the bank's management took steps to mitigate the impact of the pandemic, including implementing cost-saving measures and increasing its provisions for bad debts.