Are you on the Blacklist and in desperate need of a loan in South Africa? Many applicants attempt to secure a loan but are unable to do so due to the low credit score of the loan application.

Bad credit loans are specifically created to help people who are suffering this situation get the money they need. Almost anyone, even those with poor credit histories, can easily receive one of these loans by pledging collateral with a bank or lending institution.
A low credit score shows that an individual has a restricted ability to repay debts, which makes it harder for them to find a lender who is ready to lend to them in the future.

The good news is that there are a number of urgent loans accessible for South Africans who have been blacklisted! Nothing can stand in the way of you achieving your bucket list with an Instant Personal Loan, even if you are one of the people who qualify for loans for persons on the blacklist.

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Why? Because it may be used for a variety of different things. It might be anything from planning a dream wedding to preparing for a vacation. Personal Loans can help people realize their aspirations in the blink of an eye, thanks to the quick approvals that they receive.

1. Mulah

  • Loan Type: Bad credit loans
  • Interest Rate: 38%
  • Loan Amount: up to R4,000
  • Repayment: 24 hours to 30 days
  • Decision: 6 hours
  • Website

2. Hoopla Loans

  • Loan Type: Bad credit loans
  • Interest Rate: 20 – 112% p/a
  • Loan Amount: up to R250,000
  • Repayment: 2 months to 60 months
  • Decision: Between 5 and 45 minutes
  • Website

3. Fincheck

  • Loan Type: Bad credit loans
  • Interest Rate: 16 – 28% p/a
  • Loan Amount: up to R250,000
  • Repayment: 3 months to 72 months
  • Decision: Same day
  • Website
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4. Hippo

  • Loan Type: Bad credit loans
  • Interest Rate: from 24.75%
  • Loan Amount: up to R200,000
  • Repayment: 12 months to 72 months
  • Decision: Same day
  • Website

5. Loan SA

  • Loan Type: Bad credit loans
  • Interest Rate: up to 27%
  • Loan Amount: up to R150,000
  • Repayment: 6 months to 60 months
  • Decision: 3 minutes
  • Website

6. EC Loans

  • Loan Type: Bad credit loans
  • Interest Rate: up to 28%
  • Loan Amount: up to R120,000
  • Repayment: 12 months to 84 months
  • Website

7. Global Finance

  • Loan Type: Bad credit loans
  • Loan Amount: up to R100,000
  • Repayment: 6 months to 60 months
  • Website

8. Cube Finance

  • Loan Type: Bad credit loans
  • Interest Rate: from 28%
  • Loan Amount: up to R20,000
  • Repayment: 6 months to 3 years

9. Wanna Loan

  • Loan Type: Bad credit loans
  • Interest Rate: 5 – 60% p/a
  • Loan Amount: up to R3,000
  • Repayment: 5 days to 37 days
  • Decision: 6 hours
  • Website

10. SupaSmart Loans

  • Loan Type: Bad credit loans
  • Interest Rate: 16 – 28% p/a
  • Loan Amount: up to R200,000
  • Repayment: 12 months to 60 months
  • Decision: a few hours
  • Website
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